About Us

Who is PHH Home Loans?

  • PHH Home Loans is a member of the PHH Mortgage family, one of the top ten originators of retail residential mortgages in the United States.1
  • We offer you unsurpassed service, a full range of programs at competitive rates, and the smoothest mortgage experience in the industry.
  • In 2004 alone, PHH Home Loans provided $53 billion in mortgage financing, and every day we help more people fulfill the dream of home ownership.
  • PHH Home Loans operates out of two main facilities in Mount Laurel/Moorestown, NJ and Jacksonville, FL, employing a combined total of more than 6,300 team players.
  • We've received numerous awards, including the Top 100 List (Training Magazine), Top 25 Companies that Care (Jacksonville Magazine) and more.
  • Our mission statement: We promise to treat customers like family while providing financing for the American dream. The experience will be smooth, easy, and at times, fun. We will do this with unequalled passion and expertise.


What can PHH Home Loans do for you?

  • We'll guarantee your closing date. We're so confident that we will close when you say so, that if we don't, we will reduce your interest rate by 1/8 of one percent for the life of your loan.*
  • We offer FREE pre-approvals to qualifying homebuyers! With a mortgage pre-approval, you can shop for the home of your dreams with confidence. You'll know just how much you can afford and increase your negotiating power. **
  • We take pride in being a lender you can trust. As our mission states, "we promise to treat customers like family." We take this oath seriously, and our goal is to provide you with the superior service you deserve — guaranteed.


* Approved, conventional, purchase loans only, using our preferred closing agent. Excludes loans for REO homes. Void when delayed closing is required by law. Closing date to be mutually agreed upon between customer and us, and customer must provide all required documentation. Timely request for adjustment under guarantee is required.

** NY and NJ customers please refer to our FAQ section for additional information.

1Based on first quarter 2010 statistics from Inside Mortgage Finance, April 1, 2010.

 David Wolsky